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Want to reduce your overall monthly mortgage payment on your California home? If your current loan is a FHA with mortgage insurance, you have an option to reduce your monthly payment on the FHA Streamline Refinance Home Loan Program. This program allows an existing FHA borrower to refinance into a lower mortgage payment without spending…
How Can I Refinance My California Home That Has No Equity? Try The Harp Program Not sure that your home loan is owned by Fannie Mae or Freddie Mac, let me do the research for you to check. What this means is that your Note is owned by either FNMA or FHLMC but serviced by…
Are you thinking about refinancing your home into a lower fix rate and possibly pull cash out to pay off high balance credit card debt or some need home repairs? There is no better time than now, rates are still low and home values are stabilizing. As I drive around my town of Rancho Cucamonga,…