How do I work with the right direct mortgage lender in Rancho Cucamonga?

Working with the right licensed direct mortgage lender in Rancho Cucamonga should not be taken lightly. When you you are looking to purchase or refinance a home, you need to have the professions in your corner. You know what they say, “You pay for what you get” cheapest is not always the best, especially when it comes to your home loan process.

Yes the rates and fees with many lenders today are in the same ball park, but a lender offering the lowest rate and fees in not out there. You will see a higher rate and no fees, because the fees are built in the rate or you will see lower rate and fees. It is a titer tooter effect, rate up – fees down, rate down – fees up.

That is why you need to interview your direct mortgage lender to ensure he or she is properly licensed as a loan officer, has a track record of providing excellent customer service, knows the product you wish to obtain, is currently funding at least 5 home loans a month, that reflects that they have product knowledge and should have a system in place to ensure you have a smooth and stress free lending experience.

Purchasing or refinancing a home should start with a lending professional that is a direct mortgage lender to review your income, credit and assets to discuss your goals and budget with a home loan. Has my career in the lending industry just passed a milestone of 25 years and in those 25 year I have meet extraordinary home owners who I still have a relationship with today. My goal is to be your lender for life, that means I must treat you will respect and as a person not a number.

Working with that right professional will make the process of purchasing or refinancing a home that much more enjoyable and pleasant for you. This business is hard enough the last thing you want is some you trust make it that much harder on you. I enjoy what I do and after 25 years in the business I better enjoy what I do or there is not reason to be in the industry.

I build relationships because once you close on your new, you will still need some assistance with paperwork you will receive in the mail p to 3 months and you should be able to call on your mortgage professional to assist with the paperwork.

I welcome the opportunity to be your direct mortgage lender on your next purchase or refinance transaction. With my vast knowledge and access to multiple lending programs, I will have you loan ready when you need it.

Complete the short inquiry form on this site and I look forward in meeting or speaking with your about your goals of homeownership.