You have made your 2014 to do list and it may be long. I hope you added home purchase to that list and I welcome the opportunity to help you cross that item off the list.
Purchasing a home involves many steps from start to finish and working with the right team of professionals will ensure those steps are on solid ground. When someone is looking to purchase a home, the first step is speak with a licensed loan officer to secure you have a loan in place.
Does not hurt for you to have a conversation with a loan officer about the steps toward owning a home in 2014. If the timing in 2014 is not right, at least you will know when the right time to purchase a home will be. Far to often people listen to other people that are not in the mortgage industry about the industry, there are many professionals in our business who know what he or she is talking about, just listen to them.
You may surprised on what you can purchase with little down payment. What I would like to speak with you about is a plan of action, if you are unable to purchase right away, what is the plan of action to purchase several months down the road.
After you have completed and filed your taxes and the numbers did not come out the way you anticipated, owning a home cab change those numbers in terms of a right off. You must live some where and that some where should be yours. Lets have a conversation about owning a home and see where it takes us.
by Nathan Rufty