First Time Home Buyer
Are you a 1st time home buyer and loping for some assistance with the down payment? Well you are in the right spot. We have serval home loan programs in California to assist a 1st time home buyer to purchase their very first home.
You are looking to purchase a home and you have the income and credit to purchase but a little short with funds for the down payment and closing cost? You are in luck because the state of California along with cities, counties and home loan programs have outlets for a 1st time home buyer to take advantage of.
Each county will have income limits per household on individuals who will be living in the home. As well as attend a seminar to obtain a certification to qualify for the home loan program. I would like to explores avenues with a home buyer to ensure we have all the available home loan programs in the California.
The are 3 elements when purchasing a home and they are; income, credit and assets. There is where I come in and review all 3 of the areas to ensure you are a lendable and fundable buyer. If you are working and have a 2 year history of reportable income, goal meet. Have the lendable credit scores and overall credit profile that meets guidelines, goal meet.
Do not have the funds for the down payment or closing cost, we can find money to purchase a home, like down payment assistance, gift funds from a family member, sell stocks/bonds, take a loan against your retirement plan, tax return refund and many alternative ways to find money.
You will be surprised on where you can find funds to purchase a home, so do not give up because you do not have the funds. Lets talk and explore the 3 element when purchasing a home as a 1st time home buyer.
1st Time Home Buyer Programs in California that require as little as half percent down!
by Nathan Rufty