Are you planning on buying or refinancing a house in Ontario, CA and seeking to work with the best loan officer in Ontario to assist with your home loan needs? Here are some characteristics and traits that you should be asking and looking for when choosing a loan officer to help with your financing needs. Purchasing…
The best time to buy a house in Rancho Cucamonga California is when? Being in the mortgage industry for over 20 years I always get asked 2 things on a weekly bases. When is it the Best Time to Buy a House in Rancho Cucamonga? What do think the rates will do 3 months from…
Want to reduce your overall monthly mortgage payment on your California home? If your current loan is a FHA with mortgage insurance, you have an option to reduce your monthly payment on the FHA Streamline Refinance Home Loan Program. This program allows an existing FHA borrower to refinance into a lower mortgage payment without spending…
If you experienced in the past that your house went into a short sale situation or was foreclosed on, your are in luck. You can purchase a home in as little as 2 years utilizing the VA home loan purchase program. VA lending is the fastest way you can own a home again after a short…
Fannie Mae and Freddie Mac re-introduced a very low down payment purchase home loan program in California at 3% down to buy a home to compete with the FHA home loan program at 3.5% down payment. Fannie Mae’s DU update to 9.2 was released over the weekend of December 16th. As part of their underwriting enhancements,…