The best time to buy a house in Rancho Cucamonga California is when? Being in the mortgage industry for over 20 years I always get asked 2 things on a weekly bases. When is it the Best Time to Buy a House in Rancho Cucamonga? What do think the rates will do 3 months from…
Want to reduce your overall monthly mortgage payment on your California home? If your current loan is a FHA with mortgage insurance, you have an option to reduce your monthly payment on the FHA Streamline Refinance Home Loan Program. This program allows an existing FHA borrower to refinance into a lower mortgage payment without spending…
If you experienced in the past that your house went into a short sale situation or was foreclosed on, your are in luck. You can purchase a home in as little as 2 years utilizing the VA home loan purchase program. VA lending is the fastest way you can own a home again after a short…
Fannie Mae and Freddie Mac re-introduced a very low down payment purchase home loan program in California at 3% down to buy a home to compete with the FHA home loan program at 3.5% down payment. Fannie Mae’s DU update to 9.2 was released over the weekend of December 16th. As part of their underwriting enhancements,…
Five Valuable Reasons to Explore a 15 Year Fix Rate Term Home Loan in California. A 15 year fixed term mortgage can reduce your over interest paid on a 30 year mortgage. Since there has been a surge in refinance home loans in California, I am presenting 15 and 20 years term to those homeowners that are…